Savings Accounts

savingsA savings account with a minimum $25.00 deposit is required to open any account with the Credit Union. This $25.00 deposit is your investment in Credit Union shares. As an owner of shares, you will earn monthly dividends on all money held in your Credit Union accounts. These dividends are calculated on average daily balances.

View Our Current Rates

Share Saving

A Share Savings account at Montana Health FCU opens the door to your membership.

  • $25 minimum
  • Dividends compound monthly, calculated on average daily balance

High Yield Shares

Earn competitive market rates

  • $2,500 minimum balance
  • $100 minimum withdrawal
  • Dividends compound monthly, calculated on average daily balance

Share Certificates

Guarantee your dividends and interest rate by investing in insured Share Certificates.

  • A variety of terms to meet investment needs
  • $500 minimum deposit
  • All Certificates are automatically renewable
  • Penalty for early withdrawals

Individual Retirement Accounts

Save for retirement while saving on taxes.

  • Traditional, Roth, and Educational Savings Accounts
  • $25 minimum
  • Dividends compound monthly, calculated on average daily balance
  • Yearly contributions, rollovers, transfers
  • High-rate IRA Certificates available
  • Contributions may be tax deductible*

Christmas Club Accounts

  • $5 minimum to open
  • Automatic transfer and payroll deduction available
  • Funds will be transferred to regular savings on the first of November

Youth Accounts

Available for members from birth through age 12

  • Minimum primary share account balance $5.00
  • Special CD’s for youth account members
  • Rewards for savings milestones
  • Birthday greetings each year
  • Periodic Newsletter

Teen Accounts

Available for members from age 13 through 19, 22 if in college

  • Minimum primary share account balance of $25.00
  • Share draft account
  • Online Banking/Online Bill Pay Classic
  • Audio Response Co-Signed Auto Loans
  • Share-secured credit cards
  • Low daily dollar limit debit card
  • Special CD for teen account members
  • Periodic Newsletter
  • Rewards for savings milestones and loan payoffs

 

* See your accountant for specific details.