Convenience Services
The Montana Health Federal Credit Union is a full-service financial institution. We offer free checking and savings, as well as a variety of loans, and other services.
Skip-A-Payment
When you are feeling the pressure of the holiday season or just need an extra month to catch up on the vacation bills, we can help. For a small fee, you can use the MHFCU Skip-A-Payment option on your credit union secured and unsecured loans.* Simply print and complete our easy Skip-A-Payment request form. Be sure all of your accounts and loans are in good standing, submit the completed application and the appropriate fee to the Credit Union Loan Services Representative, and Skip-A-Payment!
Here's How It Works
- All credit union loans and accounts must be in good standing, with no late payments or overdrafts for the last six months.
- Loans requested for the Skip-A-Payment program must be at least 12 month old.
- * New Auto, Used Auto, Recreational Vehicle, and Unsecured installment loans qualify for the Skip-A-Payment program.
- The fee for the Skip-A-Payment program is $25.00 per loan per Skip-A-Payment. If you are a Health-E Club member, the fee is $10.00 per loan per Skip-A-Payment.
- Finance charges will continue to accrue on a daily basis as defined in your original loan contract.
- You may use one Skip-A-Payment option per year per loan.
- Your request for Skip-A-Payment must be received by our loan department at least 5 days prior to your loans scheduled due date.
- Your regular monthly payments will resume the month after your Skip-A-Payment.
Online Banking with Bill Pay
Bank anywhere, anytime your have access to a PC. Access to your account is just a mouse click away.
- Check account and loan balances
- Verify and print a list of transactions on your accounts
- Transfer funds
- Pay loan payments by funds transfer
- Apply for loans
- Export account information into a selected formats
- Bill Pay Classic – basic bill pay for all of your bills
- Bill Pay Plus – all the features of Classic, with Gift Check and Donation Check options
Learn more about Online Banking with Bill Pay
Audio Response Teller Phone Banking
When you can’t get to the credit union or to your computer, access you accounts by phone. Simply dial (406) 259-2000 and press 1.
- Retrieve account balances
- Transfer funds between your own accounts
- Transfer funds between your accounts and others, with approval
- Pay loan payments by transfer
- Verify your cleared checks, deposits, transfers, and automatic transactions
ATM Card
Access to your funds is available through world-wide ATM machines featuring the Interlink and PLUS network logos.
Debit Card
Get cash at ATM’s or make purchases at thousands of merchants worldwide where ever VISA debit cards are accepted.
Direct Deposit
Payroll checks, social security, retirement, or any recurring check can be directly deposited into your accounts.
Payroll Deduction
Begin a regular savings plan and deposit a portion of your paycheck into your Share Savings account, IRA account or to make a loan payment at Montana Health FCU.
Automatic Transfers / Payments
Automated periodic account transfers and loan payments are available on all MHFCU accounts and loans.
Special Services
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VISA® Gift Cards
VISA gift cards are available in denominations from $10.00 to $500.00. -
Travelers' Checks
Make travel more convenient and secure with our single signature or “Cheques for Two” American Express traveler’s check options . -
Fax Service
Utilize our fax machine when at the Credit Union. -
Photocopies
Photocopies are available at the Credit Union.
Your savings federally insured to at least $100,000 by the National Credit Union Administration, a U.S. government agency
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act
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