Savings Accounts
A savings account with a minimum $25.00 deposit is required to open any account with the Credit Union. This $25.00 deposit is your investment in Credit Union shares. As an owner of shares, you will earn monthly dividends on all money held in your Credit Union accounts. These dividends are calculated on average daily balances.
Share Saving
A Share Savings account at Montana Health FCU opens the door to your membership.
- $25 minimum
- Dividends compound monthly, calculated on average daily balance
High Yield Shares
Earn competitive market rates
- $2,500 minimum balance
- $100 minimum withdrawal
- Dividends compound monthly, calculated on average daily balance
Share Certificates
Guarantee your dividends and interest rate by investing in insured Share Certificates.
- A variety of terms to meet investment needs
- $500 minimum deposit
- All Certificates are automatically renewable
- Penalty for early withdrawals
Individual Retirement Accounts
Save for retirement while saving on taxes.
- Traditional, Roth, and Educational Savings Accounts
- $25 minimum
- Dividends compound monthly, calculated on average daily balance
- Yearly contributions, rollovers, transfers
- High-rate IRA Certificates available
- Contributions may be tax deductible*
Christmas Club Accounts
- $5 minimum to open
- Automatic transfer and payroll deduction available
- Funds will be transferred to regular savings on the first of November
Youth
Accounts
Available for members from birth through age 12
- Minimum primary share account balance $5.00
- Special CD’s for youth account members
- Rewards for savings milestones
- Birthday greetings each year
- Periodic Newsletter
Teen
Accounts
Available for members from age 13 through 19, 22 if in college
- Minimum primary share account balance of $25.00
- Share draft account
- Online Banking/Online Bill Pay Classic
- Audio Response Co-Signed Auto Loans
- Share-secured credit cards
- Low daily dollar limit debit card
- Special CD for teen account members
- Periodic Newsletter
- Rewards for savings milestones and loan payoffs
* See your accountant for specific details.
Looking for a Loan?
Save at your CU
Health-E Club
Join the Health-E Club to take advantage of a variety of member benefits.
Your savings federally insured to at least $100,000 by the National Credit Union Administration, a U.S. government agency
Equal Housing Lender - We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act
© Montana Health Federal Credit Union Site Design by Crytech -